{"id":1435,"date":"2026-01-10T20:47:09","date_gmt":"2026-01-10T13:47:09","guid":{"rendered":"https:\/\/chuyenhay.com.vn\/?p=1435"},"modified":"2026-01-10T20:47:09","modified_gmt":"2026-01-10T13:47:09","slug":"tu-1-3-cac-loai-dien-thoai-nay-se-khong-chay-duoc-ung-dung-ngan-hang-dan-tri","status":"publish","type":"post","link":"https:\/\/chuyenhay.com.vn\/?p=1435","title":{"rendered":"T\u1eeb 1\/3, c\u00e1c lo\u1ea1i \u0111i\u1ec7n tho\u1ea1i n\u00e0y s\u1ebd kh\u00f4ng ch\u1ea1y \u0111\u01b0\u1ee3c \u1ee9ng d\u1ee5ng ng\u00e2n h\u00e0ng D\u00e2n Tr\u00ed"},"content":{"rendered":"

Ng\u00e0y 31\/12\/2025, Th\u1ed1ng \u0111\u1ed1c Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc (NHNN) \u0111\u00e3 k\u00fd ban h\u00e0nh Th\u00f4ng t\u01b0 s\u1ed1 77\/2025\/TT-NHNN s\u1eeda \u0111\u1ed5i, b\u1ed5 sung m\u1ed9t s\u1ed1 \u0111i\u1ec1u c\u1ee7a Th\u00f4ng t\u01b0 s\u1ed1 50\/2024\/TT-NHNN ng\u00e0y 31\/10\/2024, quy \u0111\u1ecbnh v\u1ec1 an to\u00e0n,\u00a0b\u1ea3o m\u1eadt<\/a>\u00a0cho vi\u1ec7c cung c\u1ea5p d\u1ecbch v\u1ee5 tr\u1ef1c tuy\u1ebfn trong ng\u00e0nh Ng\u00e2n h\u00e0ng.<\/p>\n

\"\"<\/p>\n

Tin t\u1eb7c \u0111ang s\u1eed d\u1ee5ng nhi\u1ec1u chi\u00eau tr\u00f2 kh\u00e1c nhau \u0111\u1ec3 x\u00e2m nh\u1eadp v\u00e0o \u1ee9ng d\u1ee5ng ng\u00e2n h\u00e0ng c\u1ee7a ng\u01b0\u1eddi d\u00f9ng, \u0111\u00f2i h\u1ecfi ph\u1ea3i c\u00f3 c\u00e1c bi\u1ec7n ph\u00e1p b\u1ea3o m\u1eadt nghi\u00eam ng\u1eb7t \u0111\u1ec3 ch\u1ed1ng \u0111\u1ee1 (\u1ea2nh minh h\u1ecda: Gemini).<\/p>\n

Th\u00f4ng t\u01b0 \u0111\u01b0\u1ee3c ban h\u00e0nh trong b\u1ed1i c\u1ea3nh t\u1ed9i ph\u1ea1m c\u00f4ng ngh\u1ec7 cao \u0111ang l\u1ee3i d\u1ee5ng t\u00e0i kho\u1ea3n\u00a0doanh nghi\u1ec7p<\/a>\u00a0\u201cma\u201d v\u00e0 c\u00e1c c\u00f4ng ngh\u1ec7 tinh vi nh\u01b0 Deepfake (gi\u1ea3 m\u1ea1o g\u01b0\u01a1ng m\u1eb7t ng\u01b0\u1eddi kh\u00e1c b\u1eb1ng AI) ho\u1eb7c m\u00e3 \u0111\u1ed9c \u0111\u1ec3 l\u1eeba \u0111\u1ea3o, chi\u1ebfm \u0111o\u1ea1t t\u00e0i s\u1ea3n. Th\u00f4ng t\u01b0 n\u00e0y \u0111\u00e3 thi\u1ebft l\u1eadp c\u01a1 ch\u1ebf ph\u00f2ng v\u1ec7 ch\u1ee7 \u0111\u1ed9ng b\u1eb1ng c\u00e1ch b\u1ed5 sung c\u00e1c quy \u0111\u1ecbnh k\u1ef9 thu\u1eadt nghi\u00eam ng\u1eb7t.<\/p>\n

Theo Th\u00f4ng t\u01b0 n\u00e0y, \u1ee9ng d\u1ee5ng Mobile Banking (\u1ee9ng d\u1ee5ng ng\u00e2n h\u00e0ng tr\u00ean thi\u1ebft b\u1ecb di \u0111\u1ed9ng) s\u1ebd ph\u1ea3i t\u1ef1 \u0111\u1ed9ng tho\u00e1t ho\u1eb7c ng\u1eebng ho\u1ea1t \u0111\u1ed9ng v\u00e0 th\u00f4ng b\u00e1o cho ng\u01b0\u1eddi d\u00f9ng \u0111\u01b0\u1ee3c bi\u1ebft n\u1ebfu ph\u00e1t hi\u1ec7n m\u1ed9t trong 3 d\u1ea5u hi\u1ec7u sau:<\/p>\n

\u2013 Thi\u1ebft b\u1ecb \u0111\u00e3 b\u1ecb b\u1ebb kh\u00f3a (root\/jailbreak) ho\u1eb7c \u0111\u00e3 b\u1ecb m\u1edf kh\u00f3a c\u01a1 ch\u1ebf b\u1ea3o v\u1ec7 (unlock bootloader). \u0110\u00e2y l\u00e0 \u0111i\u1ec1u nhi\u1ec1u ng\u01b0\u1eddi d\u00f9ng th\u01b0\u1eddng l\u00e0m tr\u00ean iPhone b\u1ea3n kh\u00f3a m\u1ea1ng ho\u1eb7c tr\u00ean smartphone ch\u1ea1y Android \u0111\u1ec3 thay \u0111\u1ed5i c\u00e1c thi\u1ebft l\u1eadp c\u1ee7a h\u1ec7 th\u1ed1ng, c\u00e0i \u0111\u1eb7t th\u00eam \u1ee9ng d\u1ee5ng t\u1eeb b\u00ean ngo\u00e0i\u2026 ti\u1ec1m \u1ea9n nhi\u1ec1u nguy c\u01a1 v\u1ec1 b\u1ea3o m\u1eadt, nhi\u1ec5m m\u00e3 \u0111\u1ed9c.<\/p>\n

\u2013 Ph\u1ea7n m\u1ec1m \u1ee9ng d\u1ee5ng b\u1ecb ch\u00e8n m\u00e3 b\u00ean ngo\u00e0i \u1ee9ng d\u1ee5ng khi \u0111ang ch\u1ea1y, th\u1ef1c hi\u1ec7n c\u00e1c h\u00e0nh vi nh\u01b0 ghi l\u1ea1i l\u1ecbch s\u1eed d\u1eef li\u1ec7u tr\u00ean \u1ee9ng d\u1ee5ng ho\u1eb7c \u1ee9ng d\u1ee5ng \u0111\u00e3 b\u1ecb can thi\u1ec7p, \u0111\u00f3ng g\u00f3i l\u1ea1i\u2026<\/p>\n

\u2013 C\u00f3 tr\u00ecnh g\u1ee1 l\u1ed7i (debugger) \u0111\u01b0\u1ee3c g\u1eafn v\u00e0o ho\u1eb7c m\u00f4i tr\u01b0\u1eddng c\u00f3 tr\u00ecnh g\u1ee1 l\u1ed7i \u0111ang ho\u1ea1t \u0111\u1ed9ng, ho\u1eb7c khi \u1ee9ng d\u1ee5ng ch\u1ea1y trong m\u00f4i tr\u01b0\u1eddng gi\u1ea3 l\u1eadp (emulator)\/m\u00e1y \u1ea3o\/thi\u1ebft b\u1ecb gi\u1ea3 l\u1eadp; ho\u1eb7c ho\u1ea1t \u0111\u1ed9ng \u1edf ch\u1ebf \u0111\u1ed9 cho ph\u00e9p m\u00e1y t\u00ednh giao ti\u1ebfp tr\u1ef1c ti\u1ebfp v\u1edbi thi\u1ebft b\u1ecb ch\u1ea1y Android (Android Debug Bridge).<\/p>\n

Ngo\u00e0i ra, Th\u00f4ng t\u01b0 77 c\u0169ng si\u1ebft ch\u1eb7t vi\u1ec7c ki\u1ec3m so\u00e1t phi\u00ean b\u1ea3n Mobile Banking \u0111\u01b0\u1ee3c ph\u00e1t h\u00e0nh. Theo \u0111\u00f3, \u0111\u1ecbnh k\u1ef3 t\u1ed1i thi\u1ec3u 3 th\u00e1ng m\u1ed9t l\u1ea7n, \u0111\u01a1n v\u1ecb ph\u00e1t h\u00e0nh \u1ee9ng d\u1ee5ng Mobile Banking ph\u1ea3i \u0111\u00e1nh gi\u00e1 an to\u00e0n, b\u1ea3o m\u1eadt c\u1ee7a phi\u00ean b\u1ea3n \u1ee9ng d\u1ee5ng \u0111ang cung c\u1ea5p cho ng\u01b0\u1eddi d\u00f9ng nh\u1eb1m x\u00e1c \u0111\u1ecbnh c\u00e1c l\u1ed7 h\u1ed5ng b\u1ea3o m\u1eadt v\u00e0 \u0111\u00e1nh gi\u00e1 kh\u1ea3 n\u0103ng can thi\u1ec7p b\u1edfi t\u1ed9i ph\u1ea1m m\u1ea1ng.<\/p>\n

Khi ph\u00e1t hi\u1ec7n c\u00f3 l\u1ed7 h\u1ed5ng b\u1ea3o m\u1eadt \u0111\u01b0\u1ee3c \u0111\u00e1nh gi\u00e1 \u1edf m\u1ee9c cao ho\u1eb7c nghi\u00eam tr\u1ecdng, \u0111\u01a1n v\u1ecb ph\u00e1t h\u00e0nh \u1ee9ng d\u1ee5ng ph\u1ea3i c\u00f3 bi\u1ec7n ph\u00e1p ki\u1ec3m so\u00e1t kh\u00f4ng cho th\u1ef1c hi\u1ec7n giao d\u1ecbch ho\u1eb7c c\u00f3 bi\u1ec7n ph\u00e1p ki\u1ec3m so\u00e1t nh\u1eb1m ph\u00f2ng, ch\u1ed1ng t\u1ed9i ph\u1ea1m l\u1ee3i d\u1ee5ng l\u1ed7 h\u1ed5ng b\u1ea3o m\u1eadt \u0111\u1ec3 t\u1ea5n c\u00f4ng m\u1ea1ng, th\u1ef1c hi\u1ec7n c\u00e1c giao d\u1ecbch gian l\u1eadn, chi\u1ebfm \u0111o\u1ea1t t\u00e0i s\u1ea3n.<\/p>\n

\u0110\u1ed3ng th\u1eddi, \u0111\u01a1n v\u1ecb ph\u00e1t tri\u1ec3n \u1ee9ng d\u1ee5ng ph\u1ea3i th\u1ef1c hi\u1ec7n x\u1eed l\u00fd, kh\u1eafc ph\u1ee5c, c\u1eadp nh\u1eadt ngay phi\u00ean b\u1ea3n m\u1edbi trong v\u00f2ng 1 ng\u00e0y \u0111\u1ed1i v\u1edbi th\u00e0nh ph\u1ea7n h\u1ec7 th\u1ed1ng k\u1ebft n\u1ed1i tr\u1ef1c ti\u1ebfp v\u1edbi Internet; trong v\u00f2ng 1 th\u00e1ng \u0111\u1ed1i v\u1edbi c\u00e1c th\u00e0nh ph\u1ea7n c\u00f2n l\u1ea1i (n\u1ebfu l\u00e0 l\u1ed7 h\u1ed5ng \u1edf m\u1ee9c \u0111\u1ed9 nghi\u00eam tr\u1ecdng) ho\u1eb7c trong v\u00f2ng 2 th\u00e1ng \u0111\u1ed1i v\u1edbi c\u00e1c th\u00e0nh ph\u1ea7n c\u00f2n l\u1ea1i (n\u1ebfu l\u1ed7 h\u1ed5ng \u1edf m\u1ee9c \u0111\u1ed9 cao).<\/p>\n

Th\u00f4ng t\u01b0 77 s\u1ebd ch\u00ednh th\u1ee9c c\u00f3 hi\u1ec7u l\u1ef1c t\u1eeb ng\u00e0y 1\/3. Do v\u1eady, nh\u1eefng ng\u01b0\u1eddi d\u00f9ng \u0111ang s\u1eed d\u1ee5ng c\u00e1c lo\u1ea1i smartphone thu\u1ed9c v\u00e0o m\u1ed9t trong 3 nh\u00f3m thi\u1ebft b\u1ecb k\u1ec3 tr\u00ean c\u1ea7n ph\u1ea3i c\u00f3 nh\u1eefng bi\u1ec7n ph\u00e1p kh\u1eafc ph\u1ee5c thi\u1ebft b\u1ecb c\u1ee7a m\u00ecnh \u0111\u1ec3 c\u00f3 th\u1ec3 ti\u1ebfp t\u1ee5c s\u1eed d\u1ee5ng \u1ee9ng d\u1ee5ng ng\u00e2n h\u00e0ng cho c\u00e1c giao d\u1ecbch tr\u1ef1c tuy\u1ebfn qua smartphone.<\/p>\n","protected":false},"excerpt":{"rendered":"

Ng\u00e0y 31\/12\/2025, Th\u1ed1ng \u0111\u1ed1c Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc (NHNN) \u0111\u00e3 k\u00fd ban h\u00e0nh Th\u00f4ng t\u01b0 s\u1ed1 77\/2025\/TT-NHNN s\u1eeda \u0111\u1ed5i, b\u1ed5 sung m\u1ed9t s\u1ed1 \u0111i\u1ec1u c\u1ee7a Th\u00f4ng t\u01b0 s\u1ed1 50\/2024\/TT-NHNN ng\u00e0y 31\/10\/2024, quy \u0111\u1ecbnh v\u1ec1 an to\u00e0n,\u00a0b\u1ea3o m\u1eadt\u00a0cho vi\u1ec7c cung c\u1ea5p d\u1ecbch v\u1ee5 tr\u1ef1c tuy\u1ebfn trong ng\u00e0nh Ng\u00e2n h\u00e0ng. Tin t\u1eb7c \u0111ang s\u1eed d\u1ee5ng nhi\u1ec1u chi\u00eau […]<\/p>\n","protected":false},"author":1,"featured_media":1436,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1435","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-chua-phan-loai"],"_links":{"self":[{"href":"https:\/\/chuyenhay.com.vn\/index.php?rest_route=\/wp\/v2\/posts\/1435","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/chuyenhay.com.vn\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/chuyenhay.com.vn\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/chuyenhay.com.vn\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/chuyenhay.com.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1435"}],"version-history":[{"count":1,"href":"https:\/\/chuyenhay.com.vn\/index.php?rest_route=\/wp\/v2\/posts\/1435\/revisions"}],"predecessor-version":[{"id":1437,"href":"https:\/\/chuyenhay.com.vn\/index.php?rest_route=\/wp\/v2\/posts\/1435\/revisions\/1437"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/chuyenhay.com.vn\/index.php?rest_route=\/wp\/v2\/media\/1436"}],"wp:attachment":[{"href":"https:\/\/chuyenhay.com.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1435"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/chuyenhay.com.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1435"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/chuyenhay.com.vn\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1435"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}